Eliminating ongoing plan expenses represent a significant cost savings opportunity to a plan sponsor whether the plan expenses are being paid directly by the plan sponsor (outside the plan) or deducted from the plan assets (inside the plan). We can compare the nature of plan expenses to flowers in a way that there are annual flowers that need to be planted each year versus perennials flowers that bloom each year without needing to replanted. Much like flowers that are annuals plan expenses are o...